Employee Benefit Solutions
Your benefits strategy shouldn’t be just a ‘shot in the dark’…
A winning benefits strategy is one that’s closely aligned with your specific business objectives. As one of your top expenditures, you can’t afford to leave your benefits program to chance.
We’ll work with you to implement strategies to manage and reduce costs and utilization with careful consideration of your organization’s culture and business objectives. Even more important, we remain engaged throughout the year as your advocate to provide you up-to-date financial and cost information, assist with the day-to-day administration of your plans and help you stay on top of your benefits and compliance responsibilities.
...the solutions should work for you.
DMA offers a full suite of flexible solutions that are at your disposal when you need them, so your program truly works for you and your employees and evolves with you when your needs change. As an employee benefits broker and consultant, we serve a variety of fully insured and self-funded clients. What’s more, we can also work alongside your current broker or consultant to offer a number of specialized consulting services.
From analytics and clinical review to HR and compliance services, we can fulfill the unique needs that may be outside the scope and capabilities of your current broker or consultant. In addition, since we are a certified minority-owned business, organizations often engage with us to achieve their supplier diversity spend requirements and goals.
Empowering Solutions
Plan Management
Plan Management
We get to know your individual goals and challenges and develop a multi-year strategy, budget and accountability plan.
We work with you year round — not just at renewal time — to manage the renewal and ongoing administrative process. We take care of the details to remove the burden and eliminate the unknowns that make your job so difficult.
We offer a full complement of benefits including ancillary and voluntary programs and we represent all major carriers and TPAs.
Data & Analytics
Data & Analytics
We don’t just work with the stock reports the insurance companies provide. Using our proprietary systems, we analyze your cost drivers and model your expense trends on a monthly and quarterly basis. You’ll avoid surprises at renewal and have the luxury of a more proactive and strategic approach rather than frantically reacting once you receive an increase from your carrier or TPA.
We also offer actuarial services to provide required legal certifications.
HR Resources & Benefits Compliance
HR Resources & Benefits Compliance
Health care reform is a constant and your responsibilities are rapidly growing and changing. You can improve and simplify compliance and reporting through our personalized portal, full of timely information, notices and disclosures.
You'll also gain access to sample policies, materials, forms, newsletters and much more to aid you in hiring, recruiting, performance management and benefits administration.
Through our HR hotline, you can ask professional HR consultants your pressing questions — not just those related to benefits.
These resources also are available through a mobile app.
Employee Communication
Employee Communication
Making sure employees understand their benefits program is key to to the program's success.
We develop custom print and digital communication to educate your employees on the value of their benefits and how to get the most from their plans.
Whatever your communication needs may be, we can help deliver the message in an effective and concise manner during open enrollment and throughout the year.
Administration & Technology
Administration & Technology
The evolution of HR and benefits technology tools can make your job more complex…even though their purpose is to simplify administration.
We help you vet and select the best vendors for your needs. Then we partner with you through the installation process to facilitate a smooth transition and system integration.
Audits
Audits
We specialize in health and welfare plan audits that are essential to employers and unions in managing costs and meeting ERISA and Sarbanes-Oxley compliance obligations.
We've saved our clients millions of dollars in audit findings in the following areas:
- Medical claims
- Pharmacy Benefit Manager review & prescription drug claims
- Eligibility & dependent eligibility verification
Financial Services
Financial Services
A well-designed retirement plan is part of an overall financial management strategy.
Our retirement specialists provide comprehensive plan analysis and fiduciary support while never losing sight of delivering the best plans for you and your employees.
We work with leading vendors to ensure the plan will fit your business needs, and we provide one-on-one counseling with employees to help them work toward their financial goals.